Last updated: February 1, 2015

Improve Your Rankings | Apply For Rankings | Evaluation Criteria

 

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders

1

Leaders Merchant Services Camarillo, California

Ben Simmons
800-260-2904
More info

Visit Website

2000

$5 million - $10 million

51 - 100

100,000+

98%

L

Hampton Inn, Days Inn, Thrifty Car Rental, Subway, Curves

ISO Agent Programs, Retail Processing, Online Credit Card Processing

 

100

 

100

 

100

 

100

 

100

100%

NC

 

2

BankCard USA Agoura Hills, California

Shawn Skelton
800-735-4171
More info

Visit Website

1998

$1 million - $3 million

26 - 50

20,000+

96%

H

Coastal Dermatology, Supertone Hearing, Lunaria Music

Payment Gateway

 

98

 

99

 

100

 

98

 

99

98.8%

NC

 

3

Merchant Warehouse Boston, Massachusetts

Andrew Blair
800-749-2173
More info

Visit Website

1998

$5 million - $10 million

Above 100

100,000+

98%

H

Retail Proo, Lightspeed, The Orchard, By Brooklyn, Popcorn Paws

Retail Processing, Online Credit Card Processing

 

99

 

98

 

98

 

99

 

99

98.6%

NC

 
Strong Performers

4

Electronic Transfer Spokane, Washington

Robert Donegan
800-757-5453
More info

Visit Website

1989

$1 million - $3 million

1 - 10

10000+

98%

H

aVegasEdge.com, D.K. Rolling Outfitters Inc., flexawaysystem.com, Time4Learning.com

Online Credit Card Processing, Mobile Processing

 

99

 

98

 

99

 

98

 

99

98.6%

NC

 

5

Credit Card Processing Specialists Grandville, Michigan

Mike Konig
877-554-5853
More info

Visit Website

2010

$250,000 - $1 million

26 - 50

1,000+

98%

H

Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware

Point of Sale Systems, Payment Gateway

 

97

 

99

 

99

 

98

 

99

98.4%

NC

 

6

Transparent Merchant Services Scottsdale, Arizona

Ryan Yarter
855-418-7987
More info

Visit Website

2008

$1 million - $3 million

11 - 25

200+

97%

H

Action Termite, Geronimo Hospitality, Adage Dance and Fitness, Surety Placement Services, Advantage Inspection Services

Tablet PoS

 

96

 

98

 

99

 

98

 

99

98%

NC

 
Contenders

7

Leap Payments Agoura Hills, California

Will Detterman
800-993-6300
More info

Visit Website

2007

$1 million - $3 million

26 - 50

2,500+

99%

H

Best Western Hotels, H&R Block, Buy Direct, Yellow Cab, PetSmart

Retail Processing, Online Credit Card Processing

 

96

 

99

 

98

 

99

 

97

97.8%

NC

 

8

Merchants Bancard, Inc. (MBN) Valencia, California

Jerry Cain
877-771-4629
More info

Visit Website

1988

$3 million - $5 million

Above 100

10,500+

96%

H

Confidential

ISO Agent Programs, High Risk Processing, Gift & Loyalty Cards

 

96

 

98

 

96

 

98

 

98

97.2%

NC

 

9

Harbortouch Allentown, Pennsylvania

Brian Jones
800-201-0461
More info

Visit Website

1999

$5 million - $10 million

Above 100

120000

96%

L

Harbortouch on Bar Rescue, Gino’s East Pizzeria, Rivals Sports Bar, Lobo de Mar, Bradley’s Pit BBQ

Check Processing

 

95

 

98

 

97

 

99

 

98

97.4%

NC

 

10

Yoozy Carrollton, Texas

Tina Amin-Grant
469-737-8583
More info

Visit Website

2004

$3 million - $5 million

51 - 100

5,000+

95%

H

Confidential

Point of Sale Systems, Mobile Processing

 

97

 

95

 

97

 

96

 

98

96.6%

NC

 
Competitive Rates Reduce Processing Fees

When selecting a credit card processing company it is important to take into consideration the rates they charge for each transaction, for the sum of transactions, and for the quantity of transactions. During our analysis of credit card processors we spend time comparing how each payment processor calculates the cost of accepting payments for their merchants and how those costs fare between different competing processors.

11

Encore Payment Systems Addison, Texas

John Crouch
800-641-0426
More info

Visit Website

2004

$3 million - $5 million

Above 100

300,000+

97%

H

Transmission Unlimited, Southern Tier hardwoords, BKPK Account

Gift & Loyalty Cards, Mobile Processing

 

96

 

97

 

96

 

97

 

96

96.4%

NC

 

12

Regal Payment Systems Columbia, Tennessee

Karen Whiteley
866-939-9398
More info

Visit Website

2007

$1 million - $3 million

51 - 100

5,000+

95%

H

Emporos

Merchant Services, Point of Sale Systems

 

95

 

98

 

96

 

95

 

96

96%

NC

 

13

TransFirst Aurora, Colorado

John Shlonsky
(631) 840-6970
More info

Visit Website

2003

$1 million - $3 million

51 - 100

100+

92%

H

Superb Customer, Vision Care Provider, Independent Bank

PCI Compliance, Mobile Processing

 

97

 

95

 

94

 

95

 

96

95.4%

NC

 

14

Priority Payment Systems Alpharetta, Georgia

John V. Priore
(404) 952-2110
More info

Visit Website

2005

$1 million - $3 million

51 - 100

100+

90%

H

Confidential

Online Credit Card Processing, Check Processing

 

94

 

93

 

94

 

96

 

96

94.6%

NC

 

15

National Processing Orem, Utah

Wayne Hamilton
800-720-3323
More info

Visit Website

2007

$1 million - $3 million

11 - 25

1,000+

99%

H

Zurchers Party & Wedding Store, Arctic Circle, Crime Stoppers USA, Nelson, Watson & Associates, LLC

Automated Clearing House (ACH) Software, Retail Processing, Check Processing

 

92

 

95

 

93

 

94

 

95

93.8%

NC

 

16

Intrix Technology, Inc. Roseville, California

Jeff Connors
(917) 864-0941
More info

Visit Website

1986

$250,000 - $1 million

11 - 25

2,000+

98%

H

Confidential

Merchant Processing, Payment Gateway

 

94

 

92

 

94

 

93

 

92

93%

NC

 

17

BluePay Processing Naperville, Illinois

Brad Bialas
(630) 300-2391
More info

Visit Website

2002

Under $250,000

11 - 25

54

88%

H

DICE Corporation, Arizona Dental Association, Magento Enterprise, Clip, Monchilla

Retail Processing, Online Credit Card Processing, Check Processing

 

94

 

93

 

92

 

93

 

91

92.6%

NC

 

18

Merchant Solutions Torrance, California

David MacMillan
800-536-1498
More info

Visit Website

2009

$1 million - $3 million

1 - 10

100+

93%

H

Confidential

Point of Sale Systems, Gift & Loyalty Cards

 

90

 

91

 

93

 

92

 

93

91.8%

NC

 

19

Certified Payment Processing Carrollton, Texas

Tony Norrie
888-415-0004
More info

Visit Website

1991

$5 million - $10 million

Above 100

40,000+

90%

H

Confidential

Gift & Loyalty Cards, Mobile Processing

 

90

 

92

 

91

 

91

 

93

91.4%

NC

 

20

Network Merchants, Inc (NMI) Roselle, Illinois

Ted Cucci
(847) 952-4850
More info

Visit Website

2011

$1 million - $3 million

1 - 10

200+

91%

H

Confidential

Fraud Detection , Payment Gateway, Check Processing

 

89

 

91

 

91

 

90

 

91

90.4%

NC

 
Reliability Less Stress and Hassle

It is crucial for a payment processor to offer a reliable processing service. With merchants having a wide range of operating hours and different business strategies, it is important for each competing processor to ensure they are able to accept payments at all hours of the day during every day of the week. Even ten minutes of downtime can cause major headaches for participating merchants and retailers and additional stress.

21

CyberSource Corp. San Francisco, California

Michael Walsh
(650) 432-8327
More info

Visit Website

1997

$3 million - $5 million

Above 100

300+

93%

H

Confidential

Payment Platforms, Check Processing

 

91

 

89

 

89

 

91

 

88

89.6%

NC

 

22

Govolution Arlington, Virginia

Gregory Gentile
703-894-5000
More info

Visit Website

2000

$3 million - $5 million

51 - 100

42+

93%

H

Confidential

Payment Platforms, Electronic Invoice Presentment & Payments (EIPP)

 

90

 

87

 

89

 

89

 

90

89%

NC

 

23

EPX Wilmington, Delaware

Rick Dressel
866- 581-5239.
More info

Visit Website

1996

$250,000 - $1 million

51 - 100

34+

95%

H

Confidential

ISO Agent Programs, Payment Platforms, PCI Compliance

 

88

 

90

 

89

 

89

 

87

88.6%

NC

 

24

Electronic Payment Systems Englewood, Colorado

Chad Hunter
800-863-5995
More info

Visit Website

1994

$5 million - $10 million

51 - 100

80,000

90%

H

Aamco, AA Performance Muffler and Brake, Pink Ribbon Riders, Paris Limousine Service, Anthonys Pizza and Pasta

Online Credit Card Processing, Check Processing

 

86

 

89

 

88

 

89

 

85

87.4%

NC

 

25

Crescent Processing Company Dallas, Texas

Curtis Conrad
800-618-4428
More info

Visit Website

2005

$1 million - $3 million

Above 100

46+

91%

H

Dodie's Cajun Diner, Surround Sound Audio and Video

Gift & Loyalty Cards, Check Processing

 

85

 

88

 

88

 

88

 

84

86.6%

NC

 

26

DIGITAL CHECK CORP Rancho Cucamonga, Illinois

Thomas P. Anderson Jr.
847-446-2285
More info

Visit Website

1996

$3 million - $5 million

26 - 50

54

91%

H

Confidential

BSA Compliance / AML Compliance, Banking Automation, Risk Management / Compliance

 

86

 

86

 

87

 

84

 

87

86%

NC

 

27

BC Funding Syosset, New York

Mark Quinones
877-871-6097
More info

Visit Website

2008

Under $250,000

1 - 10

50+

91%

H

Confidential

Merchant Cash Advance

 

87

 

85

 

86

 

85

 

85

85.6%

NC

 

28

Merchant Express Hauppauge, New York

Merchants Sales
631-840-6900
More info

Visit Website

1998

$5 million - $10 million

Above 100

200+

90%

H

Confidential

Retail Processing, Online Credit Card Processing

 

85

 

83

 

85

 

85

 

86

84.8%

NC

 

29

MersaTech Centennial, Colorado

Mike Langfield
303-268-5505
More info

Visit Website

2011

$1 million - $3 million

11 - 25

88

92%

H

Confidential

Point of Sale Systems, Check Processing

 

85

 

86

 

84

 

83

 

84

84.4%

NC

 

30

Merchant Cash Group Gainesville, Florida

Angela Sanderson
866-610-6569
More info

Visit Website

2008

$1 million - $3 million

1 - 10

73

90%

H

Confidential

Merchant Cash Advance

 

84

 

84

 

85

 

83

 

83

83.8%

NC

 
Efficiency Quick Payment Processing

Efficiency is measured based on the internal processes and strategies used by each payment processor to ensure the process for accepting a payment is quick and effective. It is important for the processor to also have internal processes for fraud detection while also ensuring the accuracy of payment information without slowing down or placing additional stress on the incoming and outgoing processes.

31

On Deck Sherman Oaks, California

Brad Kime
888-269-4246
More info

Visit Website

2006

$5 million - $10 million

51 - 100

35+

90%

H

drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks

Merchant Cash Advance

 

84

 

83

 

83

 

82

 

83

83%

NC

 

32

Ace Software Solutions Iselin, New Jersey

Chari, Sunil
732-603-4997
More info

Visit Website

1992

$1 million - $3 million

51 - 100

76

91%

H

Bank of Tokyo-Mitsubishi UFJ, Capgemini, Schroders, ADCB, Standard Chartered

Risk Management / Compliance

 

82

 

84

 

82

 

81

 

83

82.4%

NC

 

33

PayLeap Warsaw, Indiana

Scott Miller
(574) 306-0241
More info

Visit Website

2008

$250,000 - $1 million

11 - 25

87

92%

H

Confidential

Point of Sale Systems, Payment Gateway, Online Credit Card Processing

 

81

 

80

 

83

 

82

 

82

81.6%

NC

 

34

Maverick BankCard, Inc. Agoura Hills, California

Alan Griefer
800.464.9777
More info

Visit Website

2000

$3 million - $5 million

15-30

98%

L

Confidential

Merchant Cash Advance, High Risk Processing, Online Credit Card Processing

 

83

 

77

 

81

 

82

 

83

81.2%

NC

 

35

Rev Worldwide Austin, Texas

Roy Sosa
55 (31) 2103-7821
More info

Visit Website

2009

$1 million - $3 million

11 - 25

32+

89%

H

Pronto Insurance, RêvCOIN, The Union Plus, The Mango, Bonsucesso Meo

Risk Management / Compliance, Mobile Processing

 

79

 

80

 

80

 

82

 

81

80.4%

NC

 

36

eData Financial Group Boca Raton, Florida

Adam Elisha
888-864-5645
More info

Visit Website

2011

$250,000 - $1 million

1 - 10

1,000+

91%

L

Confidential

Acquiring Banks, High Risk Processing

 

78

 

81

 

79

 

79

 

81

79.6%

NC

 

37

Swift Pay Systems Chicago, Illinois

Michael Kehoe
800-649-2260
More info

Visit Website

2006

$1 million - $3 million

26 - 50

60+

97%

H

Confidential

ATM Machines, Merchant Cash Advance

 

78

 

80

 

77

 

79

 

80

78.8%

NC

 

38

Total Merchant Services Woodland Hills, California

Derek Moore
888-848-6825
More info

Visit Website

1996

$1 million - $3 million

Above 100

200+

97%

H

Confidential

Payment Gateway, Retail Processing

 

78

 

78

 

78

 

77

 

79

78%

NC

 

39

Fattmerchant Kissimmee, Florida

Suneera Madhani
855-550-3288 x 203
More info

Visit Website

2014

$250,000 - $1 million

11 - 25

100+

99%

H

Available Upon Request

Merchant Services, Payment Gateway, Gift & Loyalty Cards

 

77

 

77

 

77

 

78

 

78

77.4%

NC

 

40

CardConnect Chicago, Illinois

Michael Mertz
877-894-2299
More info

Visit Website

2006

$5 million - $10 million

Above 100

50,000+

98%

H

The New York Times, Adobe, Crocs, Dow Chemical, Jelly Belly

Online Credit Card Processing

 

78

 

77

 

76

 

78

 

76

77%

NC

 
Variance

It is also important for the credit card processor to offer a variety of solutions and packages for merchants of all shapes and sizes. During our analysis of competing payment processors we spend time understanding the different services offered by each processor and how they affect a merchant’s ability to accept payments. We also analyze whether the processor offers different ways to accept credit card payments.

41

Ace Merchant Processing Stafford, Texas

Manan Mehta
877-680-4223
More info

Visit Website

2006

$3 million - $5 million

51 - 100

10000+

95%

H

Holiday Inn's, Mercedes Benz Dealerships, Staybridge Inn's, Maruchi Sushi, Quality Tiles

Online Credit Card Processing, Mobile Processing

 

75

 

76

 

78

 

76

 

77

76.4%

NC

 

42

Meritus Payment Solutions Santa Ana, California

Warren DiChiara
877-895-4462
More info

Visit Website

2008

$3 million - $5 million

Above 100

10,000

92%

H

Confidential

Payment Gateway, Online Credit Card Processing

 

74

 

76

 

76

 

76

 

77

75.8%

NC

 

43

Heartland Payment Systems, Inc. Princeton, New Jersey

David Munson
(972) 295-8652
More info

Visit Website

2000

$5 million - $10 million

Above 100

10.000+

94%

H

Main Street Bistro, Carolina Conceptions, Dominican College, MPC, CSRA

Online Credit Card Processing, Check Processing

 

73

 

75

 

75

 

77

 

76

75.2%

NC

 

44

COCARD Decatur, Georgia

Brattland
(952) 345-6560
More info

Visit Website

1998

$1 million - $3 million

26 - 50

1000+

97%

H

Confidential

Merchant Services, Gift & Loyalty Cards

 

76

 

73

 

76

 

75

 

74

74.8%

NC

 

45

CPN USA Phoenix, Arizona

Merchant Services
800-750-7544
More info

Visit Website

2006

$5 million - $10 million

Above 100

10,000 +

90%

H

trans-west, hogue, award-studio, sacks-tierney

Merchant Cash Advance, Retail Processing

 

74

 

72

 

75

 

74

 

75

74%

NC

 

46

Alacriti South Plainfield, New Jersey

Manish Gurukula
908-791-2916
More info

Visit Website

2003

$3 million - $5 million

1 - 10

25

87%

H

Confidential

Enterprise Payment Processing Consulting, Mobile Processing

 

72

 

74

 

75

 

72

 

75

73.6%

NC

 

47

National Bankcard Inc Melville, New York

John Monge
800-991-2291
More info

Visit Website

2001

$5 million - $10 million

Above 100

100,000+

97%

H

Comfort Inn & Suites, Kentucky Fried Chicken, Taco Bell, Subway, Economy Inn

Retail Processing, Online Credit Card Processing

 

73

 

72

 

72

 

73

 

73

72.6%

NC

 

48

Acculynk Atlanta,, Georgia

John Kerley
(832) 214-0165
More info

Visit Website

2008

$1 million - $3 million

26 - 50

100+

90%

H

Confidential

Online Bank Deposit, Retail Processing

 

72

 

71

 

73

 

73

 

71

72%

NC

 

49

360 Payment Solutions, Inc. San Jose, California

Lisa Coyle
408-295-8360
More info

Visit Website

2013

$250,000 - $1 million

11 - 25

50+

96%

H

Dynamic Sport & Social Club, 55 South Restaurant, Sturken Automotive

Credit Card Processing

 

71

 

70

 

73

 

73

 

70

71.4%

NC

 

50

ACXIOM Little Rock, Arizona

Scott Smith
4026366179
More info

Visit Website

2001

$3 million - $5 million

51 - 100

150+

95%

H

Confidential

Online Credit Card Processing

 

70

 

72

 

72

 

69

 

72

71%

NC

 
Customer Support Fast and Accurate Responses

Customer support is an important element of our analysis to ensure the processors we recommend are providing their merchants with premium support at all hours of the day. As many merchants have their own set of hours on a daily basis it becomes important for the payment processor to be available to help them regardless of what time of the day or what day of the week they are looking for a solution on.

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