Last updated: August 1, 2015

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Best High Risk Merchant Account Providers - August 2015

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TREND
DOWNWARD
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CHANGE
 
 

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders

1

eMerchantBroker.com Los Angeles, California

Blair Thomas
800-299-3879
More info

Visit Website

2010

$1 million - $3 million

256

2000

96%

L

Confidential

 

100

 

100

 

100

 

100

 

100

100%

NC

 

2

Easy Pay Direct Walnut, California

Ted Aylmer
800-805-4949
More info

Visit Website

2006

$3 million - $5 million

11

2500+

99%

M

Bad Credit, Nutraceutical Industry, Ryan Deiss / Digital marketer, John Assaraf, Mike Koenigs, Mike Filsaime and More

 

100

 

100

 

100

 

100

 

99

99.8%
Increased +5

+5

 

3

RedFynn Thousand Oaks, California

Elton Hernandez
888-510-9871
More info

Visit Website

2002

Above $10 million

400

153,000+

99%

L

Confidential

 

99

 

100

 

100

 

99

 

100

99.6%

NC

 
Strong Performers

4

Vantage Payments Scottsdale, Arizona

Nathan Shew
480-609-5730
More info

Visit Website

2008

$3 million - $5 million

11 - 25

400+

97%

L

Airlines, Bad Credit, Collection Agencies,Credit Repair, Debt Consolidation, Direct Response Online, And More.

 

99

 

98

 

100

 

99

 

100

99.2%

NC

 

5

BillPro Pty Ltd Brisbane, Australia

Daria Rippingale
1800-466-8567
More info

Visit Website

2005

$1 million - $3 million

149

2,000+

99%

L

Confidential

 

98

 

99

 

100

 

98

 

100

99%

NC

 

6

Guardian Data Systems Vancouver, Washington

Lance Ott
888-900-0420
More info

Visit Website

2008

$1 million - $3 million

253

3000+

97%

L

Confidential

 

98

 

99

 

98

 

99

 

100

98.8%

NC

 
Contenders

7

Merchant Warehouse Boston, Massachusetts

Andrew Blair
800-749-2173
More info

Visit Website

1998

$5 million - $10 million

556

100,000+

98%

L

Retail Proo, Lightspeed, The Orchard, By Brooklyn, Popcorn Paws

 

99

 

98

 

97

 

100

 

98

98.4%
Increased +4

+4

 

8

Maverick BankCard, Inc. Agoura Hills, California

Alan Griefer
800-464-9777
More info

Visit Website

2000

$3 million - $5 million

15-30

200+

98%

L

Confidential

 

96

 

98

 

99

 

98

 

100

98.2%

NC

 

9

BankCard USA Agoura Hills, California

Shawn Skelton
800-735-4171
More info

Visit Website

1998

$1 million - $3 million

332

20,000+

96%

L

Coastal Dermatology, Supertone Hearing, Lunaria Music

 

96

 

100

 

98

 

100

 

98

98.4%

NC

 

10

Allied Wallet West Hollywood, California

Andy Khawaja
310-424-5495
More info

Visit Website

2002

Above $10 million

1000 - 1100

10,000+

92%

L

Forbes, Bloomberg, Wireo, Media Planet, Inc500

 

96

 

99

 

98

 

99

 

97

97.8%

NC

 

11

Credit Card Processing Specialists Grandville, Michigan

Mike Konig
877-554-5853
More info

Visit Website

2010

$250,000 - $1 million

26 - 50

1,000+

98%

H

Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware

 

96

 

98

 

97

 

100

 

97

97.6%

NC

 

12

Strategic Merchant Solutions Westlake Village, California

Matthew Litberg
888-614-6300
More info

Visit Website

2003

$1 million - $3 million

10

1,000+

98%

M

Burke Williams, Cliffside Malibu, Florida Tile, Stonefire Grill, Hilton Hotels

 

96

 

98

 

97

 

100

 

96

97.4%

NC

 

13

Fora Financial NY, New York

Elissa Feldman
877-514-8062
More info

Visit Website

2008

$250,000 - $1 million

51 - 100

200

92%

H

Automotive Repair Shop, NY, Nail Salon, FL, Restaurant, NY

 

95

 

99

 

97

 

98

 

96

97%

NC

 

14

Petroleum Card Services Minden, Nevada

Cindy Fencl
866-427-7297
More info

Visit Website

2001

$1 million - $3 million

26 - 50

100+

90%

H

Confidential

 

97

 

96

 

97

 

96

 

97

96.6%
Increased +13

+13

 

15

High Risk Processor Las Vegas, Nevada

Jason Simms
702-454-0760
More info

Visit Website

2003

$1 million - $3 million

26 - 50

32

92%

H

Confidential

 

96

 

97

 

96

 

97

 

96

96.4%
Increased +4

+4

 

16

First Data Corporation Greenwood Village, Georgia

Guy Chiarello
212-515-3171
More info

Visit Website

1989

$5 million - $10 million

58

10,000+

90%

L

Estarstation.com, valuelink.biz

 

96

 

97

 

96

 

95

 

96

96%

NC

 

17

HighRiskPay Ladera Ranch, California

Vanessa Steele
800-956-1277
More info

Visit Website

1997

$1 million - $3 million

26 - 50

5000+

97%

H

Confidential

 

95

 

97

 

95

 

95

 

97

95.8%
Increased +9

+9

 

18

NationalACH.com Carson City, Nevada

Brandon
888-717-8237
More info

Visit Website

2002

$3 million - $5 million

39

55

92%

L

Confidential

 

94

 

96

 

97

 

96

 

95

95.6%

NC

 

19

Subuno New York, New York

Ed Lin
646-481-1296
More info

Visit Website

2011

$250,000 - $1 million

1 - 10

64

93%

H

Confidential

 

94

 

95

 

97

 

96

 

95

95.4%
Increased +3

+3

 

20

Global Processing Systems San Dimas, California

Moses Heredia
866-823-1960
More info

Visit Website

2003

$3 million - $5 million

26 - 50

21000+

97%

L

Confidential

 

97

 

96

 

96

 

97

 

90

95.2%
Increased +5

+5

 

21

2010

$1 million - $3 million

86

94

90%

M

Confidential

 

96

 

96

 

94

 

94

 

94

94.8%

NC

 

22

Global Vision Group San Mateo, California

Dr. Thomas A. Layman
+1-650-222-7096
More info

Visit Website

2002

$1 million - $3 million

1 - 10

52

89%

H

Confidential

 

94

 

96

 

93

 

95

 

94

94.4%
Decreased -8

-8

 

23

MerchantService.com Palmetto, Florida

Gino Kauzlarich
888-288-3816
More info

Visit Website

1995

$1 million - $3 million

26 - 50

2,500+

97%

H

Confidential

 

88

 

96

 

96

 

95

 

96

94.2%
Decreased -6

-6

 

24

Laru Corporation Folsom, California

Rajiv Donde
916-458-6149
More info

Visit Website

2004

$5 million - $10 million

27

45

94%

L

Tompkins Bank, First Community Bank, Busey Bank

 

93

 

93

 

95

 

95

 

93

93.8%
Increased +4

+4

 

25

Merchant Services Consulting Group Bradenton, Florida

Gary Brudner
888-522-6537
More info

Visit Website

1994

$1 million - $3 million

11 - 25

1000+

99%

H

Confidential

 

95

 

95

 

92

 

94

 

91

93.4%
Decreased -9

-9

 

26

High Risk Merchant Account Irvine, California

Jennifer Vo
800-571-2606
More info

Visit Website

2001

$5 million - $10 million

133

1000+

98%

L

Confidential

 

93

 

91

 

93

 

94

 

94

93%
Decreased -11

-11

 

27

Menexis.com Philadelphia, Pennsylvania

James Freeman
800-930-9498
More info

Visit Website

2006

$5 million - $10 million

85

100+

93%

L

Dejavoo , Magtek , Exadigm , VeriFone

 

93

 

92

 

94

 

91

 

93

92.6%
Increased +2

+2

 

28

Yellowstone Capital New York, New York

Rafael Russ
855-972-2748
More info

Visit Website

2009

Under $250,000

1 - 10

50+

95%

H

Raydar & Associates, Inc, Charlotte Family Yoga Center, Riverland LD&S, Inc., Revenue Systems Inc.

 

91

 

90

 

93

 

94

 

93

92.2%
Decreased -4

-4

 

29

PPS Merchant Services Lombard, Illinois

Joel Hurley
866-752-9169
More info

Visit Website

2010

$250,000 - $1 million

53

64

87%

L

Confidential

 

91

 

93

 

92

 

91

 

93

92%
Decreased -6

-6

 

30

Electronic Payment Processing Solutions Lake Worth, Florida

Glen Mermer
561-655-3670
More info

Visit Website

2010

Under $250,000

1 - 10

100+

91%

H

Jimmy D Boynton Beach,FL, Daniel S Boca Raton,FL

 

90

 

93

 

93

 

91

 

92

91.8%
Decreased -10

-10

 
Evaluation Criteria: Best High Risk Credit Card Processing Providers
Competitive Rates
Competitive Rates

For many businesses dealing with accepting payments attached to a high risk of fraud and chargeback it can be difficult to find payment processing which features competitively priced rates. During our analysis of high risk payment processors we compare vendors which offer competitive pricing and rates in order to ensure competing merchants will be able to accept their payments and continue to make a profit.

Reliability
Reliability

Businesses rely on having a reliable payment processor in order to be able to accept payments from their customers at all hours of business. We spend time measuring the reliability of a processor based on their historical performance in ensuring their systems are always available. During our analysis, we look for processors which maintain their networks and processing systems to ensure optimal uptime and performance.

Security
Security

During our analysis of high risk payment processing companies we spend time analyzing the different security measures and policies of each payment processor in order to determine how secure their payment processing is. It is vitally important for a high risk processing company to ensure compliance with various security standards and to ensure their client information is being properly backed up and encrypted.

Fraud Detection
Fraud Detection

Businesses operating in an industry with a high level of risk involved require the assistance of their payment processor to ensure fraud is being detected at a high rate. During our analysis we delve into the different strategies and methods employed by the high risk payment processor to ensure that all of the transactions they are receiving are legitimate transactions in order to reduce the impact of fraud on the merchant.

Customer Support
Customer Support

It is particularly important for the merchant service provider to have a solid customer support process in place in order to assist their merchants in resolving any issues they may have with the service. Having quality customer support means having professionals available at all times to ensure that payments are being accepted and processed in a timely manner and merchant concerns are being addressed quickly and efficiently.

 

Best High Risk Merchant Account Providers in our list have been rated 5 out of 5 by more than 380 reviewers and customers. To learn more, view the client testimonials in our vendor profiles.

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