topcreditcardprocessors video evaluation
Our Selection Process For
Best Merchant Processing Companies
Best

Top 30 Merchant Processing Companies

Best Merchant Processing Companies - May 2016

UPWARD
TREND
DOWNWARD
TREND
NO
CHANGE
 
 

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders

1

National Bankcard Inc Melville, New York

John Monge
800-991-2291
More info

Visit Website

2001

$5 million - $10 million

500+

100,000+

97%

L

Comfort Inn & Suites, Kentucky Fried Chicken, Taco Bell, Subway, Economy Inn

 

100

 

100

 

100

 

100

 

100

100%

NC

 

2

Riverside Payments Vancouver, Washington

Brandon Skinner
503-972-5572
More info

Visit Website

2014

$5 million - $10 million

60

1,200+

99%

H

Confidential.

 

100

 

99

 

98

 

100

 

99

99.2%
Increased +1

+1

 

3

Credit Card Processing Specialists Grandville, Michigan

Mike Konig
877-554-5853
More info

Visit Website

2010

$250,000 - $1 million

30

1,000+

98%

M

Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware

 

100

 

99

 

100

 

100

 

99

99.6%
Increased +6

+6

 
Strong Performers

4

Allied Commercial Financial Mesa, Arizona

Sales Manager
480-999-5632
More info

Visit Website

2011

$3 million - $5 million

50+

1000+

98%

L

Barrett-Jackson Auto Auction, Lion Share Management, Spill the Wine, Glass King, Inc., Coker Flooring

 

99

 

98

 

100

 

98

 

99

98.8%

NC

 

5

Banktech Guaynabo, Puerto Rico

Kevin Flynn
787-499-2262t
More info

Visit Website

2014

$3 million - $5 million

30+

350+

98%

M

Available Upon Request

 

100

 

99

 

97

 

98

 

99

98.6%

NC

 

6

United Payment Services Newbury Park, California

Sales Manager
866-886-4833
More info

Visit Website

1998

Above $10 million

50+

10,000+

97%

L

Arinc, Rockwell Collins, Otis Spunkmeyer, La Brea Bakery, IBM

 

98

 

96

 

99

 

98

 

100

98.2%

NC

 
Contenders

7

Encore Payment Systems Addison, Texas

John Crouch
800-641-0426
More info

Visit Website

2004

$3 million - $5 million

50+

300,000+

97%

L

Transmission Unlimited, Southern Tier hardwoords, BKPK Account

 

96

 

99

 

98

 

99

 

97

97.8%

NC

 

8

RedFynn Thousand Oaks, California

Elton Hernandez
888-510-9871
More info

Visit Website

2002

Above $10 million

400

153,000+

99%

L

Confidential.

 

96

 

98

 

97

 

100

 

97

97.6%

NC

 

9

BankCard USA Agoura Hills, California

Shawn Skelton
800-735-4171
More info

Visit Website

1998

$1 million - $3 million

332

20,000+

96%

L

Coastal Dermatology, Supertone Hearing, Lunaria Music

 

96

 

98

 

97

 

99

 

95

97%
Increased +1

+1

 

10

Mercury Services Group LLC New York, FL

JD Rehm
212-905-6076
More info

Visit Website

2006

$3 million - $5 million

153

243

89%

L

 

97

 

98

 

97

 

98

 

96

97.2%

NC

 

11

Ace Merchant Processing Stafford, Texas

Kartik Mehta
877-680-4223
More info

Visit Website

2006

$3 million - $5 million

49

10000+

95%

M

Holiday Inn's, Mercedes Benz Dealerships, Staybridge Inn's, Maruchi Sushi, Quality Tiles

 

97

 

98

 

97

 

95

 

97

96.8%
Increased +8

+8

 

12

Meritus Payment Solutions Santa Ana, California

Alan Kleinman
877-895-4462
More info

Visit Website

2008

$3 million - $5 million

155

10,000

92%

M

Confidential.

 

96

 

97

 

96

 

97

 

96

96.4%
Increased +5

+5

 

13

Digital Check Corp Rancho Cucamonga, Illinois

Thomas P. Anderson Jr.
847-446-2285
More info

Visit Website

1996

$3 million - $5 million

37

54

91%

L

Spring Bank, United Southern Bank, Fifth Third Bank

 

96

 

97

 

96

 

98

 

14

80.2%
Increased +9

+9

 

14

Ace Software Solutions Iselin, New Jersey

Sunil Chari
732-603-4997
More info

Visit Website

1992

$1 million - $3 million

17

76

91%

H

Bank of Tokyo-Mitsubishi UFJ, Capgemini, Schroders, ADCB, Standard Chartered

 

97

 

95

 

96

 

95

 

96

95.8%
Increased +16

+16

 

15

CardConnect Chicago, Illinois

Michael Mertz
877-894-2299
More info

Visit Website

2006

$5 million - $10 million

25

50,000+

98%

L

The New York Times, Adobe, Crocs, Dow Chemical, Jelly Belly

 

95

 

97

 

96

 

95

 

94

95.4%
Increased +10

+10

 

16

Merchant Cash Group Gainesville, Florida

Angela Sanderson
866-610-6569
More info

Visit Website

2008

$1 million - $3 million

16

73

90%

L

Available upon request.

 

95

 

94

 

96

 

95

 

95

95%

NC

 

17

BFS Capital Coral Springs, Florida

Andrew Nemenz
866-905-4334
More info

Visit Website

2011

$1 million - $3 million

25

25+

85%

M

Auto Rental Business, Retail Store, Pet Grooming Business

 

95

 

96

 

93

 

93

 

96

94.6%
Increased +7

+7

 

18

MersaTech Centennial, Colorado

Mike Langfield
303-268-5505
More info

Visit Website

2011

$1 million - $3 million

27

88

92%

L

Confidential.

 

96

 

95

 

89

 

95

 

96

94.2%
Decreased -4

-4

 

19

Swift Pay Systems Chicago, Illinois

Michael Kehoe
800-649-2260
More info

Visit Website

2006

$1 million - $3 million

13

60+

97%

L

Confidential.

 

95

 

93

 

95

 

92

 

94

93.8%
Decreased -1

-1

 

20

Intuit Mountain View, California

Brad Smith
650-944-6000
More info

Visit Website

1983

$5 million - $10 million

525

1000+

90%

M

Confidential.

 

95

 

93

 

92

 

95

 

93

93.6%

NC

 

21

BankCard Services Bingham Farms, Michigan

Chris Chang
800-520-4488
More info

Visit Website

2010

$3 million - $5 million

26

32

90%

M

Available upon request.

 

92

 

95

 

94

 

91

 

94

93.2%
Increased +7

+7

 

22

360 Payment Solutions, Inc. Campbell, California

Lisa Coyle
408-295-8360
More info

Visit Website

2013

$250,000 - $1 million

25

50+

96%

L

Dynamic Sport & Social Club, 55 South Restaurant, Sturken Automotive, Oriental Carpet

 

93

 

91

 

92

 

94

 

94

92.8%
Decreased -11

-11

 

23

PayLeap Warsaw, Indiana

Scott Miller
574-306-0241
More info

Visit Website

2008

$1 million - $3 million

28

87

92%

M

Confidential.

 

88

 

94

 

94

 

94

 

92

92.4%
Decreased -2

-2

 

24

Intrix Technology, Inc. Roseville, California

Jeff Connors
917-864-0941
More info

Visit Website

1986

$250,000 - $1 million

232

2,000+

98%

L

The Dude Ranchers’ Association, Jonesboro, Cedia, NMDA, paii

 

90

 

91

 

92

 

94

 

94

92.2%
Decreased -11

-11

 

25

Crescent Processing Company Dallas, Texas

David Kesler
877-233-3376
More info

Visit Website

2005

$1 million - $3 million

14

46+

91%

M

Dodie's Cajun Diner, Surround Sound Audio and Video

 

90

 

92

 

93

 

92

 

93

92%
Decreased -2

-2

 

26

Rev Worldwide Austin, Texas

Roy Sosa
512-336-3663
More info

Visit Website

2009

$1 million - $3 million

23

32+

89%

L

Pronto Insurance, RêvCOIN, The Union Plus, The Mango, Bonsucesso Meo

 

92

 

93

 

91

 

91

 

92

91.8%
Decreased -11

-11

 

27

Maverick BankCard, Inc. Agoura Hills, California

Alan Griefer
800-464-9777
More info

Visit Website

2000

$3 million - $5 million

28

200+

98%

L

Available upon request.

 

90

 

90

 

93

 

92

 

93

91.6%

NC

 

28

On Deck Sherman Oaks, California

Brad Kime
888-269-4246
More info

Visit Website

2007

$5 million - $10 million

75

35+

90%

L

drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks

 

91

 

92

 

92

 

90

 

91

91.2%
Decreased -16

-16

 

29

eData Financial Group Boca Raton, Florida

Adam Elisha
888-864-5645
More info

Visit Website

2011

$250,000 - $1 million

123

1,000+

91%

L

Available upon request.

 

92

 

90

 

91

 

91

 

90

90.8%
Decreased -3

-3

 

30

Heartland Payment Systems, Inc. Princeton, New Jersey

David Munson
972-295-8652
More info

Visit Website

2000

$5 million - $10 million

5

10.000+

94%

L

Main Street Bistro, Carolina Conceptions, Dominican College, MPC, CSRA

 

91

 

90

 

91

 

91

 

89

90.4%
Decreased -1

-1

 
Evaluation Criteria: Best Merchant Processing Companies
Competitive Rates
Competitive Rates

We evaluate and rank the best companies that offer merchants the ability to process payments quickly and efficiently. During our analysis, we determine whether the vendors we are recommending offer their merchants competitive rates and fees associated with their processing solutions. Competitive rates are required for merchants to be able to accept payments from their clients while still obtaining a profit from their services.

Reliability
Reliability

In addition to featuring competitive rates, merchant processing companies should provide a reliable service which affords merchants the opportunity to accept payments at all times. Having a service that is unreliable can cause a merchant to have to troubleshoot accepting a payment from a client which may in the end prove to prevent them from being able to accept the payment and potentially lose the sale they achieved.

Efficiency
Efficiency

It is important for the payment process to be both quick and efficient to ensure the funds are going to be available at the moment of the client producing the payment. We investigate whether the vendor is offering their service with an efficient process for determining whether a payment is properly authorized or not and relaying that information to the merchant to give them the opportunity to rectify the payment issue.

Variance
Variance

It is important for merchant service providers featured in our rankings to offer a variety of payment processing solutions for the merchants they assist. During our analysis of merchant processing companies we measure the variety of processing solutions they offer to their merchants, how they differ in features and use, and the end value which merchants achieve when using the different payment solutions.

Customer Support
Customer Support

For merchant processing companies we spend time analyzing the amount of effort placed into providing quality customer support to merchants. We recommend vendors which place priority into ensuring merchants have their questions and concerns addressed in a timely manner. For technical support, we also measure the knowledge and expertise of those involved with solving the issues merchants have with the services.

 
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