Rank | Company Name | Year | Revenue | Fulltime | Active | Client | Pricing | Major Clients | Other Core | Competitive Rates  | Reliability | Efficiency | Variance | Customer Support | Overall Score 0100GVGE | Change in Rank |
1
2000
$5 million - $10 million
434
100,000+
98%
L
Hampton Inn, Days Inn, Thrifty Car Rental, Subway, Curves
ISO Agent Programs, Online Credit Card Processing, Retail Processing
100
100
100
100
100
NC
2
Ryan Mirpanah
866-844-1790 
More info
1998
Above $10 million
400+
150,000+
98%
L
Moe's Southwest Grill, Habitat for Hummanity, Baskin Robbins, Liberty Tax Service, Holiday Inn
Credit Card Processing
100
99
100
100
100
NC
3
1998
$5 million - $10 million
556
100,000+
98%
L
Retail Proo, Lightspeed, The Orchard, By Brooklyn, Popcorn Paws
Online Credit Card Processing, Retail Processing
98
100
100
99
100
NC
4
2005
$3 million - $5 million
146
15,000+
99%
L
Select Market Insurance (SMIG), California Closets, Kirks Framing Inc.
Retail Processing, Online Credit Card Processing
99
98
100
98
100
NC
5
2002
Above $10 million
400
153,000+
99%
L
Confidential
Credit Card Processing
97
99
100
98
99
-3
6
2008
$1 million - $3 million
11 - 25
200+
97%
H
Action Termite, Geronimo Hospitality, Adage Dance and Fitness, Surety Placement Services, Advantage Inspection Services
Tablet PoS
100
99
96
97
100
NC
7
1992
$3 million - $5 million
25
850+
97%
L
Specializing in: E-Commerce, Retail, Restaurants, Small Business, Enterprise, Government, Non-Profit, Healthcare. Also specialists in high risk merchant industries including Ecig, Vape, MLM, and Direct Selling.
Merchant Cash Advance, Online Credit Card Processing
96
99
98
100
97
-3
8
1998
$1 million - $3 million
332
20,000+
96%
L
Coastal Dermatology, Supertone Hearing, Lunaria Music
Payment Gateway
96
98
96
98
100
-3
9
1999
$5 million - $10 million
546
12000
96%
L
Harbortouch on Bar Rescue, Gino’s East Pizzeria, Rivals Sports Bar, Lobo de Mar, Bradley’s Pit BBQ
Check Processing
97
98
97
99
95
NC
10
2004
$3 million - $5 million
51 - 100
5,000+
95%
H
Confidential
Point of Sale Systems, Mobile Processing
97
98
96
95
98
NC
When selecting a credit card processing company it is important to take into consideration the rates they charge for each transaction, for the sum of transactions, and for the quantity of transactions. During our analysis of credit card processors we spend time comparing how each payment processor calculates the cost of accepting payments for their merchants and how those costs fare between different competing processors.
11
2004
$3 million - $5 million
Above 100
300,000+
97%
L
Transmission Unlimited, Southern Tier hardwoords, BKPK Account
Gift & Loyalty Cards, Mobile Processing
97
95
97
96
98
NC
12
Mike Konig
877-554-5853
More info
2010
$250,000 - $1 million
26 - 50
1,000+
98%
H
Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware
Payment Gateway, Point of Sale Systems
96
97
95
98
95
-4
13
2003
$1 million - $3 million
48
100+
92%
L
Superb Customer, Vision Care Provider, Independent Bank
PCI Compliance, Mobile Processing
95
97
96
97
95
NC
14
2007
$1 million - $3 million
11 - 25
1,000+
99%
H
Zurchers Party & Wedding Store, Arctic Circle, Crime Stoppers USA, Nelson, Watson & Associates, LLC
Automated Clearing House (ACH) Software, Retail Processing, Check Processing
94
97
96
94
97
+1
15
1986
$250,000 - $1 million
232
2,000+
98%
L
The Dude Ranchers’ Association, Jonesboro, Cedia, NMDA, paii
Merchant Processing, Payment Gateway
97
97
95
96
91
+1
16
2008
Under $250,000
37
50+
91%
L
Confidential
Merchant Cash Advance
93
95
96
94
96
+11
17
2000
$3 million - $5 million
15-30
200+
98%
L
Confidential
High Risk Processing, Online Credit Card Processing, Merchant Cash Advance
94
94
96
95
93
+17
18
2000
$3 million - $5 million
42
42+
93%
L
Confidential
Payment Platforms, Electronic Invoice Presentment & Payments (EIPP)
93
94
94
95
95
+4
19
1998
$5 million - $10 million
54
200+
90%
L
Confidential
Retail Processing, Online Credit Card Processing
95
95
93
93
93
+9
20
2006
$3 million - $5 million
51 - 100
10000+
95%
H
Holiday Inn's, Mercedes Benz Dealerships, Staybridge Inn's, Maruchi Sushi, Quality Tiles
Online Credit Card Processing, Mobile Processing
92
95
92
95
93
+21
It is crucial for a payment processor to offer a reliable processing service. With merchants having a wide range of operating hours and different business strategies, it is important for each competing processor to ensure they are able to accept payments at all hours of the day during every day of the week. Even ten minutes of downtime can cause major headaches for participating merchants and retailers and additional stress.
21
2006
$5 million - $10 million
Above 100
50,000+
98%
H
The New York Times, Adobe, Crocs, Dow Chemical, Jelly Belly
Online Credit Card Processing
92
93
94
94
92
+19
22
2003
$3 million - $5 million
1 - 10
25
87%
L
Confidential
Enterprise Payment Processing Consulting, Mobile Processing
92
92
91
94
94
+24
23
1997
$3 million - $5 million
126
300+
93%
L
Confidential
Payment Platforms, Check Processing
94
94
93
91
89
-2
24
2008
$1 million - $3 million
343
100+
90%
L
Confidential
Online Bank Deposit, Retail Processing
90
91
93
93
92
+24
25
2005
$1 million - $3 million
Above 100
46+
91%
H
Dodie's Cajun Diner, Surround Sound Audio and Video
Gift & Loyalty Cards, Check Processing
92
92
92
90
92
NC
26
2014
$250,000 - $1 million
11 - 25
100+
99%
H
Available Upon Request
Merchant Services, Payment Gateway, Gift & Loyalty Cards
91
91
93
90
91
+13
27
1998
$1 million - $3 million
39
1000+
97%
L
Confidential
Merchant Services, Gift & Loyalty Cards
92
90
91
89
92
+17
28
2006
$5 million - $10 million
Above 100
10,000 +
90%
H
trans-west, hogue, award-studio, sacks-tierney
Merchant Cash Advance, Retail Processing
91
90
89
92
90
+17
29
1994
$5 million - $10 million
51 - 100
80,000
90%
H
Aamco, AA Performance Muffler and Brake, Pink Ribbon Riders, Paris Limousine Service, Anthonys Pizza and Pasta
Online Credit Card Processing, Check Processing
92
92
90
90
87
-5
30
2008
$1 million - $3 million
1 - 10
73
90%
H
Confidential
Merchant Cash Advance
91
89
88
91
90
NC
Efficiency is measured based on the internal processes and strategies used by each payment processor to ensure the process for accepting a payment is quick and effective. It is important for the processor to also have internal processes for fraud detection while also ensuring the accuracy of payment information without slowing down or placing additional stress on the incoming and outgoing processes.
31
1969
$3 million - $5 million
148
264
85%
M
Confidential
Credit Card Processing
90
91
87
91
89
+19
32
2005
$1 million - $3 million
54
100+
90%
L
Confidential
Online Credit Card Processing, Check Processing
89
88
90
91
89
-18
33
2002
Under $250,000
11 - 25
54
88%
H
DICE Corporation, Arizona Dental Association, Magento Enterprise, Clip, Monchilla
Online Credit Card Processing, Retail Processing, Check Processing
89
89
90
88
89
-16
34
2011
$250,000 - $1 million
123
1,000+
91%
L
Confidential
Acquiring Banks, High Risk Processing
88
90
88
88
89
+2
35
1996
$1 million - $3 million
Above 100
200+
97%
H
Confidential
Payment Gateway, Retail Processing
88
89
90
87
87
+8
36
1996
$250,000 - $1 million
51 - 100
34+
95%
H
Confidential
ISO Agent Programs, PCI Compliance, Payment Platforms
87
88
88
89
87
-13
37
2007
$1 million - $3 million
26 - 50
2,500+
99%
L
Best Western Hotels, H&R; Block, Buy Direct, Yellow Cab, PetSmart
Retail Processing, Online Credit Card Processing
87
88
87
86
89
+1
38
2011
$1 million - $3 million
27
88
92%
L
Confidential
Point of Sale Systems, Check Processing
88
88
87
85
87
-9
39
1991
$5 million - $10 million
Above 100
40,000+
90%
L
Confidential
Tablet PoS, Merchant Services, Point of Sale Systems, PCI Compliance
85
86
87
88
88
-20
40
2013
$250,000 - $1 million
11 - 25
50+
96%
H
Dynamic Sport & Social Club, 55 South Restaurant, Sturken Automotive
Credit Card Processing
87
87
88
86
85
+9
It is also important for the credit card processor to offer a variety of solutions and packages for merchants of all shapes and sizes. During our analysis of competing payment processors we spend time understanding the different services offered by each processor and how they affect a merchant’s ability to accept payments. We also analyze whether the processor offers different ways to accept credit card payments.
41
Thomas P. Anderson Jr.
847-446-2285
More info
1996
$3 million - $5 million
37
54
91%
L
Spring Bank , United Southern Bank , Fifth Third Bank
Risk Management / Compliance, BSA Compliance / AML Compliance, Banking Automation
87
85
85
88
87
-15
42
2008
$250,000 - $1 million
28
87
92%
L
Confidential
Payment Gateway, Point of Sale Systems, Online Credit Card Processing
87
88
86
85
85
-9
43
2006
$1 million - $3 million
26 - 50
60+
97%
H
Confidential
ATM Machines, Merchant Cash Advance
86
85
85
86
87
-6
44
1992
$1 million - $3 million
51 - 100
76
91%
H
Bank of Tokyo-Mitsubishi UFJ, Capgemini, Schroders, ADCB, Standard Chartered
Risk Management / Compliance
84
87
86
87
84
-12
45
David Munson
(972) 295-8652
More info
2000
$5 million - $10 million
Above 100
10.000+
94%
H
Main Street Bistro, Carolina Conceptions, Dominican College, MPC, CSRA
Online Credit Card Processing, Check Processing
87
84
84
85
87
-38
46
2001
$5 million - $10 million
Above 100
100,000+
97%
H
Comfort Inn & Suites, Kentucky Fried Chicken, Taco Bell, Subway, Economy Inn
Online Credit Card Processing, Retail Processing
85
84
84
86
86
+1
47
2006
$5 million - $10 million
51 - 100
35+
90%
H
drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
Merchant Cash Advance
85
86
84
85
84
-16
48
Warren DiChiara
877-895-4462
More info
2008
$3 million - $5 million
Above 100
10,000
92%
H
Confidential
Payment Gateway, Online Credit Card Processing
85
86
85
83
83
-6
49
2007
$1 million - $3 million
51 - 100
5,000+
95%
H
Emporos
Merchant Services, Point of Sale Systems
83
85
86
84
83
-37
50
2011
$1 million - $3 million
176
200+
91%
L
DUHAMEL GROUP - LLC, PREMIER PAYMENT SYSTEMS, MERCHANT TALK
Payment Gateway, Fraud Detection , Check Processing
84
83
84
84
85
-30
Customer support is an important element of our analysis to ensure the processors we recommend are providing their merchants with premium support at all hours of the day. As many merchants have their own set of hours on a daily basis it becomes important for the payment processor to be available to help them regardless of what time of the day or what day of the week they are looking for a solution on.
Best Credit Card Processing Companies and Services in our list have been rated 5 out of 5 by more than 380 reviewers and customers. To learn more, view the client testimonials in our vendor profiles.
Suite 103
Naples, FL 34109
Phone: 239-314-0274
Email: info@topcreditcardprocessors.com
