Best ACH Processing Companies - June 2015

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Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders

1

National Processing Orem, Utah

Wayne Hamilton
800-720-3323
More info

Visit Website

2007

$1 million - $3 million

11 - 25

1,000+

99%

H

Zurchers Party & Wedding Store, Arctic Circle, Crime Stoppers USA, Nelson, Watson & Associates, LLC

Automated Clearing House (ACH) Software, Retail Processing, Check Processing

 

100

 

100

 

100

 

100

 

100

100%

NC

 

2

Credit Card Processing Specialists Grandville, Michigan

Mike Konig
877-554-5853
More info

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2010

$250,000 - $1 million

26 - 50

1,000+

98%

H

Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware

Payment Gateway, Point of Sale Systems, Credit Card Processing

 

100

 

99

 

100

 

100

 

99

99.6%

NC

 

3

Merchant Warehouse Boston, Massachusetts

Andrew Blair
800-749-2173
More info

Visit Website

1998

$5 million - $10 million

556

100,000+

98%

L

Retail Proo, Lightspeed, The Orchard, By Brooklyn, Popcorn Paws

Online Credit Card Processing, Retail Processing, Credit Card Processing

 

99

 

100

 

99

 

100

 

98

99.2%

NC

 
Strong Performers

4

iTransact Farmington, Utah

Stephen Hall
801-298-1212
More info

Visit Website

1994

$3 million - $5 million

26 - 50

100+

98%

L

Zions Bank, Productivity Solutions, Inc., Determination Outdoors, Godfather’s Pizza

Retail Processing, Credit Card Processing, Check Processing

 

98

 

99

 

100

 

98

 

99

98.8%
Increased +23

+23

 

5

ACH Direct Allen, Texas

Jeff Thorness
866-290-5400
More info

Visit Website

1998

$3 million - $5 million

51 - 100

54

88%

H

LA FITNESS, Virgin, JACKON HEWITT, PROGESSIVE, NEC

Online Credit Card Processing, Check Processing

 

99

 

97

 

99

 

98

 

100

98.6%
Increased +11

+11

 

6

Electronic Merchant services Cleveland, Ohio

Dan Neistadt
866-845-6026
More info

Visit Website

1987

$3 million - $5 million

58

500+

94%

L

Confidential

Point of Sale Systems, Credit Card Processing, Check Processing

 

96

 

97

 

100

 

98

 

100

98.2%
Increased +13

+13

 
Contenders

7

Piracle Salt Lake , Utah

Corey Benson
801-532-6700
More info

Visit Website

1991

$3 million - $5 million

11 - 25

53

89%

H

KC Companies, Woodbine Development Corp., Caiman Energy, R&O; Construction, SLC Kustoms

Portfolio Sales, Check Processing, Credit Card Processing

 

96

 

99

 

98

 

99

 

97

97.8%
Increased +16

+16

 

8

Xenex Merchant Services Cedarhurst, New York

Winston Sylvester
888-918-4409
More info

Visit Website

2006

$1 million - $3 million

26 - 50

100+

92%

H

Confidential

Gift & Loyalty Cards, Credit Card Processing, Check Processing

 

96

 

98

 

97

 

99

 

97

97.4%
Increased +14

+14

 

9

ACHQ Tampa, Florida

Chad Willard
877-743-1551
More info

Visit Website

2000

$1 million - $3 million

11 - 25

68

91%

H

Florida Country Club, California Public Utility District

Online Credit Card Processing, Check Processing

 

96

 

98

 

96

 

100

 

96

97.2%
Decreased -4

-4

 

10

Azura Leasing Byron Center, Michigan

Brad Oliver
888-424-7142
More info

Visit Website

2009

$5 million - $10 million

1 - 10

350

98%

H

Confidential

Equipment Leasing, Point of Sale Systems

 

96

 

98

 

97

 

99

 

95

97%
Increased +7

+7

 

11

Electronic Payment Systems Englewood, Colorado

Chad Hunter
800-863-5995
More info

Visit Website

1994

$5 million - $10 million

51 - 100

80,000

90%

H

Aamco, AA Performance Muffler and Brake, Pink Ribbon Riders, Paris Limousine Service, Anthonys Pizza and Pasta

Online Credit Card Processing, Credit Card Processing, Check Processing

 

97

 

96

 

97

 

96

 

97

96.6%
Decreased -4

-4

 

12

Community Merchant Solutions (CMS) Irvine, California

Christopher Foley
877-956-9258
More info

Visit Website

2006

$1 million - $3 million

37

200+

90%

L

Confidential

Gift & Loyalty Cards, Check Processing

 

95

 

97

 

95

 

98

 

97

96.4%
Increased +14

+14

 

13

EXS Credit Card Processing Newport Beach, California

Eric D. Pruessing
877-865-7744
More info

Visit Website

2008

$1 million - $3 million

11 - 25

77

89%

H

Confidential

Merchant Cash Advance, Check Processing, Credit Card Processing

 

96

 

95

 

97

 

96

 

95

95.8%
Increased +15

+15

 

14

Systar Vienna, Virginia

Christophe Fabre
703-556-8400
More info

Visit Website

1983

$3 million - $5 million

1 - 10

58

92%

H

Groupama, Groupe AREVA, Air France, Coca Cola, JPMorgan Chase & Co.

Risk Management / Compliance, Automated Clearing House (ACH) Software, Check Processing

 

95

 

94

 

95

 

95

 

97

95.2%
Increased +1

+1

 

15

Apriva’s Scottsdale, Arizona

Bill Clark
(480) 421-1210
More info

Visit Website

1999

$1 million - $3 million

25

25+

97%

L

Confidential

Payment Gateway, Point of Sale Systems, Credit Card Processing

 

94

 

95

 

96

 

95

 

94

94.8%
Decreased -11

-11

 

16

PaySimple Denver, Colorado

Eric Remer
(303) 242-8360
More info

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2006

$1 million - $3 million

342

100+

90%

L

Seth L. Goldner, P.C., Multiflor, Hosto & Buchan, Brain Paint Inc., Weber Olcese

Payment Gateway, Online Credit Card Processing, Mobile Processing

 

96

 

95

 

96

 

92

 

93

94.4%
Decreased -8

-8

 

17

EPX Wilmington, Delaware

Rick Dressel
866- 581-5239.
More info

Visit Website

1996

$250,000 - $1 million

51 - 100

34+

95%

H

Confidential

ISO Agent Programs, PCI Compliance, Payment Platforms

 

94

 

94

 

94

 

94

 

92

93.6%
Decreased -4

-4

 

18

Crown Merchants Claremont, North Carolina

Julie Taylor
888-709-1695
More info

Visit Website

2004

$250,000 - $1 million

1 - 10

64

92%

L

Humphries Automotive Inc., White Wholesale Tire Co., Inc., Hickory Community Theatre, Greater Hickory Cooperative Christian Ministry, Katie Wood, Inc.

Gift & Loyalty Cards, Check Processing, Credit Card Processing

 

92

 

93

 

94

 

93

 

92

92.8%
Increased +2

+2

 

19

OnlineCheck.com Denver, Colorado

Nicholas Madamas JR
800-427-1450
More info

Visit Website

1999

$5 million - $10 million

11 - 25

100+

91%

H

Barista Coffee, The Beach of AZ, Minor Family Auto, Plume, Zinnia

Online Credit Card Processing, Check Processing

 

91

 

92

 

93

 

92

 

92

92%
Decreased -10

-10

 

20

BluePay Processing Naperville, Illinois

Brad Bialas
(630) 300-2391
More info

Visit Website

2002

Under $250,000

11 - 25

54

88%

H

DICE Corporation, Arizona Dental Association, Magento Enterprise, Clip, Monchilla

Online Credit Card Processing, Retail Processing, Check Processing

 

90

 

91

 

91

 

92

 

90

90.8%
Decreased -14

-14

 

21

GDpay Phoenix, Arizona

Craig Yox
888-600-2602
More info

Visit Website

2006

$250,000 - $1 million

1 - 10

77

86%

H

Confidential

Gift & Loyalty Cards, Check Processing, Credit Card Processing

 

91

 

88

 

91

 

89

 

91

90%
Decreased -10

-10

 

22

Pay Zang Salt Lake City, Utah

Dharmendra Kumar
800-838-8651
More info

Visit Website

2012

$250,000 - $1 million

1 - 10

32

95

H

confidential

Merchant Cash Advance, High Risk Processing

 

88

 

91

 

91

 

90

 

88

89.6%
Increased +7

+7

 

23

Prolific Business Solutions Scottsdale, Arizona

Sales Support
877-777-7149
More info

Visit Website

2005

$250,000 - $1 million

Above 100

300+

93%

H

Confidential

Online Credit Card Processing, Check Processing, Credit Card Processing

 

87

 

87

 

88

 

89

 

89

88%
Decreased -5

-5

 

24

Banc Card of America Nashville, Tennessee

Mark Barrett
615-352-6956
More info

Visit Website

1997

$1 million - $3 million

11 - 25

59

91%

H

Confidential

Online Credit Card Processing, Check Processing, Credit Card Processing

 

88

 

87

 

85

 

87

 

89

87.2%
Decreased -10

-10

 

25

MersaTech Centennial, Colorado

Mike Langfield
303-268-5505
More info

Visit Website

2011

$1 million - $3 million

27

88

92%

L

Confidential

Point of Sale Systems, Check Processing, Credit Card Processing

 

85

 

88

 

87

 

85

 

87

86.4%
Decreased -15

-15

 

26

Green By Phone Cumming, Georgia

Lon Passoff
404-891-1450
More info

Visit Website

2006

$3 million - $5 million

Above 100

25+

92%

H

Arrested.Com, Burbank, HOASpace.com

Online Credit Card Processing, Check Processing, Credit Card Processing

 

87

 

84

 

87

 

85

 

87

86%
Decreased -23

-23

 

27

UMACHA Minneapolis, Minnesota

Fred Laing II
+1-763-549-7000
More info

Visit Website

2015

$3 million - $5 million

1 - 10

26

94%

H

Confidential

PCI Compliance, Credit Card Processing

 

83

 

84

 

87

 

87

 

87

85.6%
Increased +3

+3

 

28

Electronic Verification Systems Louisville, Kentucky

Eric Knapp
866-491-5665
More info

Visit Website

2009

$250,000 - $1 million

1 - 10

32+

86%

H

Confidential

Encryption / Information Security, Banking Automation, Check Processing

 

84

 

83

 

87

 

87

 

85

85.2%
Decreased -7

-7

 

29

Treasury Software Corporation Richmond, Virginia

Debbie Glasser
866 226-5732
More info

Visit Website

1995

$3 million - $5 million

26 - 50

65

91%

H

National, DHL, Anthem, Alamo, Cold Stone

Automated Clearing House (ACH) Software, Check Processing

 

84

 

86

 

86

 

83

 

84

84.6%
Decreased -4

-4

 

30

Advanced Merchant Group Feasterville, Pennsylvania

Mike Wiener
+1-8779979473
More info

Visit Website

2001

$1 million - $3 million

11 - 25

300+

97%

H

Confidential

Online Credit Card Processing, Gift & Loyalty Cards, Check Processing

 

82

 

86

 

83

 

85

 

85

84.2%
Decreased -6

-6

 
Evaluation Criteria: Best ACH Processing Companies
Competitive Rates
Competitive Rates

ACH processing solutions provide businesses with a safe and secure method of processing their clients payments. It is important for the service to be provided with rates that are competitive with others in the marketplace to ensure their merchants are benefiting from the service. Services which charge rates which are too high for the merchants will negatively impact their ability to grow and expand in the future.

Reliability
Reliability

Due to the very nature of the automated clearing house it is important for the payment processing solutions offered by the ACH processing company to be reliable in nature. Their ability to process the information of a payment accurately is as critical as their ability to ensure their solution is always available. Non-reliable ACH processing companies can potentially damage their merchants reputation with clients.

Efficiency
Efficiency

ACH processing services are renowned for their efficiency. As a result, the bar is set fairly high for ensuring that the payment processing solution is efficient in nature. Accepting an ACH payment from a client should be a quick and efficient process requiring a minimal amount of human intervention to both accept the payment from the client and to verify the information provided by the client for fraud detection purposes.

Variance
Variance

Not all merchants have the same needs and requirements. It is important for ACH processing companies to take into consideration how different businesses operate and how different businesses receive their payment information from their clients. It is important for each payment processor to offer merchants different ways of obtaining payment information and different ways of relaying it to the automated clearing house.

Customer Support
Customer Support

A customer support team should be made available to merchants which have questions and concerns about their payments. The service should be provided alongside helpful and extensive information about how the process works and when to expect the payment to clear to ensure minimal confusion with the service. We analyze how quickly, on average, the customer support team resolve their issues.

 

Best ACH Processing Companies in our list have been rated 5 out of 5 by more than 380 reviewers and customers. To learn more, view the client testimonials in our vendor profiles.

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