- Credit Card Processing
- High Risk Processing
- Merchant Cash Advance
- Small Business Loans
- Retail Processing
- Mobile Processing
- Check Processing
- ACH Processing
- Merchant Services
- Multi-Currency Processing
- Online Credit Card Processing
- Enterprise Credit Card Proces..
- Tablet PoS
- Point of Sale Systems
- ISO Agent Programs
- Chargeback Prevention
- Equipment Leasing
- Merchant Processing
- Acquiring Banks
- ATM Machines
- Disaster Recovery
- EMV Compliance
- Fraud Detection
- Gift & Loyalty Cards
- Micro Payment Solutions
- Online Bank Deposit
- Payment Gateway
- Payment Platforms
- PCI Compliance
- More Categories
Best Credit Card Processing Companies and Services
Top 50 Credit Card Processing Companies
Best Credit Card Processing Companies and Services - July 2017
UPWARDTREND
DOWNWARDTREND
NOCHANGE
|
Rank |
Company Name |
Year |
Revenue |
Fulltime |
Active |
Client |
Pricing |
Major Clients |
Other Core |
Competitive Rates 
|
Reliability
|
Efficiency
|
Variance
|
Customer Support
|
Overall Score 0100GVGE |
Change in Rank |
1
1998
Above $10 million
50+
10,000+
97%
L
Arinc, Rockwell Collins, Otis Spunkmeyer, La Brea Bakery, IBM
Point of Sale Systems, Mobile Processing
100
100
100
100
100
NC
2
2007
$5 million - $10 million
50+
5,000+
98%
L
Volcom, True Value, Big O Tires, Malouf Sleep
Check Processing, Retail Processing, Automated Clearing House (ACH) Software
100
99
100
99
100
NC
3
2003
$3 million - $5 million
150
5,000+
95%
L
Taylor's Closet, Broward Education Foundation, Unforgettable Prom Foundation, Inc.
ATM Services, Gift & Loyalty Cards, High Risk Processing
100
99
100
98
100
NC
4
2006
$5 million - $10 million
25
50,000+
98%
L
The New York Times, Adobe, Crocs, Dow Chemical, Jelly Belly
Online Credit Card Processing, Merchant Processing
99
100
99
100
98
NC
5
1998
$1 million - $3 million
332
20,000+
96%
L
Coastal Dermatology, Supertone Hearing, Lunaria Music
Payment Gateway, Enterprise Credit Card Processing, Point of Sale Systems
100
99
98
99
98
NC
6
Credit Card Processing Specialists
Grandville, Michigan
Mike Konig
877-554-5853
More info
2010
$250,000 - $1 million
30
1,000+
98%
M
Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware
Payment Gateway, Point of Sale Systems, High Risk Processing
99
97
99
98
100
NC
7
2011
$250,000 - $1 million
123
1,000+
91%
L
Available upon request.
Acquiring Banks, High Risk Processing
96
99
100
97
100
+36
8
2000
$3 million - $5 million
28
10,000+
98%
L
Available upon request.
Online Credit Card Processing, Merchant Cash Advance, High Risk Processing
100
98
99
98
96
NC
9
1999
Above $10 million
400
120,000
96%
L
Menchie's Frozen Yogurt, Gino’s East Pizzeria, Fox's Pizza Den
Point of Sale Systems
96
99
98
100
96
NC
10
2004
$3 million - $5 million
47
5,000+
95%
L
Available upon request.
Point of Sale Systems, Mobile Processing, Retail Processing
96
98
97
100
96
NC
When selecting a credit card processing company it is important to take into consideration the rates they charge for each transaction, for the sum of transactions, and for the quantity of transactions. During our analysis of credit card processors we spend time comparing how each payment processor calculates the cost of accepting payments for their merchants and how those costs fare between different competing processors.
11
2004
$3 million - $5 million
50+
300,000+
97%
L
Transmission Unlimited, Southern Tier hardwoords, BKPK Account
Mobile Processing, Gift & Loyalty Cards
97
98
97
96
97
NC
12
1998
$5 million - $10 million
136
10,000+
94%
M
Available upon request.
Merchant Processing, Merchant Cash Advance, ISO Agent Programs
96
99
97
95
97
NC
13
2008
$250,000 - $1 million
3
50+
92
H
confidential
Electronic Invoice Presentment & Payments (EIPP)
98
97
96
95
97
+8
14
2008
$1 million - $3 million
16
73
90%
L
Available upon request.
Merchant Cash Advance
96
97
96
97
95
+13
15
1969
$3 million - $5 million
148
264
85%
M
Available upon request.
Credit Card Processing
97
92
96
97
97
+25
16
2006
$5 million - $10 million
150+
10,000 +
90%
M
Trans-west, Hogue, Award-studio, Sacks-tierney
Merchant Cash Advance, Retail Processing
94
96
94
97
96
+21
17
2008
$5 million - $10 million
150+
500+
99%
M
Confidential.
Mobile Processing, Check Processing, Online Credit Card Processing, Retail Processing
96
96
95
95
93
-1
18
1999
$1 million - $3 million
375
457
93%
M
Confidential
PCI Compliance
96
94
95
95
93
+15
19
Groovv by Total Merchant Services HQ
Woodland Hills, California
Allan Lacoste
747-888-9135
More info
1996
Above $10 million
400+
100,000+
97%
L
Available upon request.
Payment Gateway, Retail Processing
94
93
96
94
94
+16
20
2010
$1 million - $3 million
13
50+
90%
H
Available Upon Request.
Merchant Services
94
95
93
93
95
+21
It is crucial for a payment processor to offer a reliable processing service. With merchants having a wide range of operating hours and different business strategies, it is important for each competing processor to ensure they are able to accept payments at all hours of the day during every day of the week. Even ten minutes of downtime can cause major headaches for participating merchants and retailers and additional stress.
21
2008
$1 million - $3 million
343
1000+
90%
L
American Airlines, Intuit, Western Union, ShoppersChoice
Retail Processing, Online Bank Deposit
95
92
95
94
93
+17
22
Heartland Payment Systems, Inc.
Princeton, New Jersey
David Munson
972-295-8652
More info
2000
$5 million - $10 million
50+
10.000+
94%
L
Main Street Bistro, Carolina Conceptions, Dominican College, MPC, CSRA
Check Processing, Online Credit Card Processing, Merchant Processing
94
93
95
92
93
+1
23
2008
$3 million - $5 million
37
50+
91%
M
Confidential.
Merchant Cash Advance
93
94
93
91
94
NC
24
CreditCardProcessing.com
Westlake Village, California
Ryan Mirpanah
866-844-1790
More info
1998
Above $10 million
400+
150,000+
98%
L
Moe's Southwest Grill, Habitat for Hummanity, Baskin Robbins, Liberty Tax Service, Holiday Inn
Credit Card Processing
92
93
93
94
91
-2
25
2009
$5 million - $10 million
167
350
98%
L
Confidential.
Equipment Leasing, Point of Sale Systems, ACH Processing
93
91
94
94
90
NC
26
2002
$5 million - $10 million
311
542
90%
M
Available upon request.
Enterprise Payment Processing Consulting, Merchant Services
92
91
93
91
93
+18
27
1992
$3 million - $5 million
25
850+
97%
L
MojoPay , Blazonco , NcompassTrac
Merchant Cash Advance, Online Credit Card Processing
92
92
91
91
93
+18
28
2000
$3 million - $5 million
15
42+
93%
L
TSYS Acquiring Solutions, Fifth Third, Vantiv, First American Payment Systems, First Data
Payment Platforms, Electronic Invoice Presentment & Payments (EIPP)
93
91
92
91
91
-10
29
2011
$5 million - $10 million
52
700+
91%
H
Sam's Club, The Home Depot , Domino's Pizza , Marshalls , Publix
Payment Platforms
91
92
91
93
90
NC
30
2013
$250,000 - $1 million
25
50+
96%
L
Dynamic Sport & Social Club, 55 South Restaurant, Sturken Automotive, Oriental Carpet
Merchant Processing
91
92
91
90
92
+18
Efficiency is measured based on the internal processes and strategies used by each payment processor to ensure the process for accepting a payment is quick and effective. It is important for the processor to also have internal processes for fraud detection while also ensuring the accuracy of payment information without slowing down or placing additional stress on the incoming and outgoing processes.
31
Applied Merchant Systems.
Calabasas, California
Mr. Frank Perez
800-400-0206 x 1
More info
1996
Above $10 million
125
50,000+
98%
M
Confidential.
Credit Card Processing
92
92
92
90
89
+18
32
2007
$5 million - $10 million
75
350+
90%
L
drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
Merchant Cash Advance
92
92
90
89
91
+18
33
1979
$1 million - $3 million
27
34+
95%
M
Available upon request.
PCI Compliance, Payment Platforms, ISO Agent Programs
92
90
90
89
92
-18
34
2002
Above $10 million
400
153,000+
99%
L
Confidential
High Risk Processing, EMV Compliance
89
89
90
91
92
-4
35
1999
Above $10 million
150
400+
84%
L
Confidential.
Equipment Leasing, Merchant Cash Advance
89
91
89
90
91
-1
36
1997
$3 million - $5 million
126
300+
93%
L
Available upon request.
Check Processing, Payment Platforms
91
88
89
90
90
-17
37
2007
$1 million - $3 million
35
2,500+
99%
L
Best Western Hotels, H&R; Block, Buy Direct, Yellow Cab, PetSmart
Retail Processing, Online Credit Card Processing
91
91
89
89
87
-12
38
2008
$1 million - $3 million
28
87
92%
M
Confidential.
Payment Gateway, Online Credit Card Processing, Point of Sale Systems
87
90
90
89
90
-10
39
C&H Financial Services, Inc.
Westchester, Illinois
Karen Whiteley
855-600-2437
More info
2007
$5 million - $10 million
75
10,000+
95%
L
Available upon request.
Point of Sale Systems, Merchant Services, Retail Processing, Tablet PoS
89
90
88
88
89
-3
40
2002
Under $250,000
36
54
88%
L
DICE Corporation, Arizona Dental Association, Magento Enterprise, Clip, Monchilla
Check Processing, Online Credit Card Processing, Retail Processing, ACH Processing
88
89
90
88
87
-16
It is also important for the credit card processor to offer a variety of solutions and packages for merchants of all shapes and sizes. During our analysis of competing payment processors we spend time understanding the different services offered by each processor and how they affect a merchant’s ability to accept payments. We also analyze whether the processor offers different ways to accept credit card payments.
41
2008
$3 million - $5 million
155
10,000
92%
M
Confidential.
Payment Gateway, Online Credit Card Processing, Merchant Processing
87
89
88
90
87
-12
42
2001
$5 million - $10 million
500+
100,000+
97%
L
Comfort Inn & Suites, Kentucky Fried Chicken, Taco Bell, Subway, Economy Inn
Online Credit Card Processing, Retail Processing, Merchant Processing
87
89
87
89
88
NC
43
1998
$5 million - $10 million
54
200+
90%
L
Confidential.
Retail Processing, Online Credit Card Processing
87
88
87
87
89
-4
44
2007
$3 million - $5 million
13
54
87%
L
pci Certified, osCommerce, virtueMart, Zen Cart
Gift & Loyalty Cards, High Risk Processing, Multi-Currency Processing
88
86
86
87
89
-12
45
1986
$250,000 - $1 million
232
2,000+
98%
L
The Dude Ranchers’ Association, Jonesboro, Cedia, NMDA, paii
Merchant Processing, Payment Gateway, Check Processing
86
88
87
88
85
+1
46
2011
$1 million - $3 million
27
88
92%
L
Confidential.
Check Processing, Point of Sale Systems, ACH Processing
85
85
87
88
88
-15
47
2003
$1 million - $3 million
48
100+
92%
L
Superb Customer, Vision Care Provider, Independent Bank
Mobile Processing, PCI Compliance, Merchant Services
85
86
88
86
87
-30
48
1998
$3 million - $5 million
14
54
88%
L
La Fitness, Virgin, Jackon Hewitt, Progessive, NEC
Online Credit Card Processing, Check Processing
84
87
86
86
87
-22
49
1991
$5 million - $10 million
150
40,000+
90%
L
Available upon request.
Gift & Loyalty Cards, Mobile Processing, Tablet PoS, Point of Sale Systems
86
85
87
86
84
-2
50
1999
$1 million - $3 million
39
1000+
97%
L
Available upon request.
Gift & Loyalty Cards, Merchant Services
87
87
84
84
85
-30
Customer support is an important element of our analysis to ensure the processors we recommend are providing their merchants with premium support at all hours of the day. As many merchants have their own set of hours on a daily basis it becomes important for the payment processor to be available to help them regardless of what time of the day or what day of the week they are looking for a solution on.
Suite 103
Naples, FL 34109
Phone: 239-314-0274
Email: [email protected]
