Rank | Company Name | Year | Revenue | Fulltime | Active | Client | Pricing | Major Clients | Other Core | Rates  | Calculation Methods | Customer Support | Efficiency | Security | Overall Score 0100GVGE | Change in Rank |
1
2013
Above $10 million
100
H
Confidential
Merchant Cash Advance
100
100
100
100
100
NC
2
2002
Above $10 million
400
153,000+
99%
L
Confidential
Credit Card Processing
100
99
98
100
99
NC
3
2010
$1 million - $3 million
256
2000
96%
L
Confidential
Merchant Cash Advance, High Risk Processing, Credit Card Processing
99
98
97
100
98
NC
4
Stephen F. Williams
855-461-1685 
More info
2009
$250,000 - $1 million
1 - 10
25
98%
L
Confidential
Merchant Cash Advance
95
98
97
99
98
NC
5
2007
$250,000 - $1 million
11 - 25
78
92%
H
Café Med, GKB Framing, Wizard of Oz Catering, Desert Ovens Pizzeria, Dave & Jerry's Auto
Equipment Leasing, Merchant Cash Advance
95
95
95
97
94
NC
6
2008
$250,000 - $1 million
1 - 10
30+
90%
H
BusinessWeek, CNBC, The New York Times, Inc 500
Merchant Cash Advance
96
95
95
96
89
+3
7
2008
$250,000 - $1 million
51 - 100
200
92%
H
Automotive Repair Shop, NY, Nail Salon, FL, Restaurant, NY
High Risk Processing, Merchant Cash Advance, Check Processing
92
94
94
94
91
-1
8
1995
$1 million - $3 million
26 - 50
2,500+
97%
H
Confidential
Merchant Services, Mobile Processing
90
93
92
93
92
NC
9
2006
$5 million - $10 million
51 - 100
35+
90%
H
drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
Merchant Cash Advance, Credit Card Processing
93
90
91
90
92
-2
10
2012
$1 million - $3 million
11 - 25
1000+
94%
L
Confidential
Merchant Cash Advance, Credit Card Processing
96
97
96
97
95
NC
One of the most important factors of analyzing small business loan companies is the rates being charged for their loans. It is important for each merchant to take into consideration how their loan rates are being calculated, at what percentage are they paying interest, and when they are expected to pay on their loans. We investigate the fees and rates associated with the loans provided by our recommended vendors.
Different loan programs offer different methods for calculating the interest rates and what type of balance to calculate the interest on. Many small businesses look for competitive rates which provide them with the best value over a period of time compared to other sources of small business loans. It is important to find a small business loan which meets the financial situation and expectations of your own business.
Having a dedicated support team for small business loans is essential due to the nature of the service. For many businesses it is important to have open communication to ensure flexibility in making payments on loans, applying for loans, and negotiating the terms of a contract. Having access to a support team during normal business hours ensures that someone will be available when a business reaches out to them.
The process for applying for a loan and the process for receiving the loaned funds should be an efficient process with a clear start and finish to ensure that businesses will receive their funds when they need it and to reduce the time investment from both sides. Businesses expect the process to be straight-forward and not require a lot of their valuable time to apply for and receive the loan they need to improve their business.
It is important for small business loans to be delivered through means which are secure. In addition, as businesses apply for and receive small business loans, their financial and personal information should be held securely by the loan company. Much of the information required to determine eligibility for a small business loan is sensitive information which can damage a company or involved individuals if electronically stolen.
Best Unsecured Business Loans in our list have been rated 5 out of 5 by more than 380 reviewers and customers. To learn more, view the client testimonials in our vendor profiles.
Suite 103
Naples, FL 34109
Phone: 239-314-0274
Email: [email protected]
